Frequently Asked Questions

  1. What criteria do I need to be approved for a business or personal loan?

    To qualify for a Loan, You must be over the age of 18 at the time of applying, be in full time employment and get paid regularly or must have a steady income enough to make monthly payments, you must also own a valid bank account

  2. How much money can I borrow?

    Business Loan for Businesses up to 6 Months: Maximum of $10,000,000.00

    Business Startups: $400,000.00

    Personal Loans: $10,000 -- $300,000.00

  3. How long until the money is transferred into my bank account?

    Upon Approval, and completion of your loan application, we will transfer loan funds to your bank account, or mail you a cashiers check or send funds via western union, Money should reach your within 24 hours ( Over 90% of High Street Banks) some banks may take longer so please allow up to 72 hours for money to reach you.


  4. Am I required to send any documents or fax any documents to apply for a loan?

    We try to keep the Loan Application Process as paperless as possible following the NEW AGE, we will try to limit processing via email, only loan agreement will be signed in hard copy form. otherwise there will be no need to send any documents to us via fax or post

  5. Can I apply for a loan if I do not have a good credit history?

    Yes you can, anyone can apply for a loan, We Approve regardless of credit score

  6. What happens if I struggle to pay back the loan or I cannot repay back the loan?

    If you think you may stryggle to pay back your loan on a certain month or a duration no more than 3-4 months due to sickness, injury, bankruptcy, loss of job. just write a letter to us to inform us of the situation and we will summorn your insurance/loan protection to cover these months.

  7. Can I pay back my loan early?

    Yes you can, Paying back a loan early is highly encouraged, We will never incorporate any fines for or hidden fees for early repayment of a loan. just contact us to authorise immediate payment.

    There are no pre-payment penalties whatsoever

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